What You Should Expect From Your Mortgage Lender

With the possible exception of purchasing a business, you won’t likely spend more money on anything in your life than you will on your home. If you’re like many people, you don’t have enough money on hand to pay cash for a home, so you’ll rely on a reputable, quality financial institution or lender to help you pay for your home. Because this is such an important transaction and investment, you need to be comfortable with the team you choose to help you through this buying process. There are some definite characteristics all good lenders should have.

Personable

Do you want to trust your hard-earned money and future to a mortgage lender who doesn’t even know you or care about you as an individual? The best professionals don’t simply see you as another name on a spreadsheet but instead recognize you as someone with important needs. Choose a place you know has your best interests at heart. Good lenders will talk to you about your goals, dreams, needs, concerns and long-term plans. They’ll know your name, your children’s names and what you do for a living. They’ll provide excellent service and will respond to you with a friendly demeanor. 

Honest

Because you’re dealing with a large sum of money and a purchase that could impact the rest of your life, you can’t afford to do business with anyone less than strictly honest and full of integrity. The best lenders won’t make empty promises just to get you excited. They won’t mislead you on current rates or on how your credit or income will impact the purchase. You should be able to trust this person or institution implicitly. 

Responsive and Prompt

You may be in a situation where you need the purchase to go through quickly. When time is of the essence, the best mortgage lender will get through all the paperwork and processes as fast as possible, while still being thorough. If you have questions, the lender should get back to you within the same business day. You should be able to contact the team at just about any time. Plus, the lender must be a good communicator, especially if there are unforeseen issues with your loan or if there are any delays in processing or closing. 

Don’t put your future in the hands of a questionable lender. Choose Sun West Mortgage and allow the experienced, skilled team of specialists to walk you through the mortgage loan process smoothly and efficiently.